That's a definiate advantage of PSN. With Microsoft points, it's hard to keep track of how much you're spending!
[quote="FlipMode"]I do not really see where the you get what you pay for quote applies to this, if you take say windows and Linux, one is free and the other costs money right? Yet those are both suspect to hacking, the same with banks as well, I do not pay my bank to store my money but I know full well it can be hacked into and stolen from.[/quote]
Well I like to think that the money I pay for XBL Gold goes somewhere

Still though, I've many friends with PS3s and feel for those who may have had credit card details compromised...